"My husband got diagnosed with narcolepsy at the end of 2013, he also took a new job as well in December of 2013, which did not give him insurance until April 2014. He has to take adderall otherwise he is literally putting his life and others at risk. The RxFreeCard saved us from having to pay $80+ last time to $60+ this last time. It may have been only $20, but for a medication he has no choice in taking and without insurance for a certain amount of time any little bit helps, so I am very thankful about being told of the RxDiscount card and it working to get us money off! Thank you!"
"OMG! I have to tell you how thrilled I am with the RxFreeCard. My Pet's medicine cost me $117. Using RxFreeCard it cost me only $31. I kid you not, I practically went into hysterics at the counter and even told the pharmacy clerk I wanted to kiss him, I was so happy. I can't thank you enough for making this card available. I attached a picture of my Baby, whose life you helped make better - and possible save - by saving me almost 75%."
"Had my doubts about this but due to circumstances I couldn't afford my ear drops at $118.00. With the card it cost only $28.00.... I would 110% ecourage anyone to at least give it a try."
"I wish I would have found this card sooner. My dog has Autoimmune Hemolytic Anemia. A devastating diagnosis that requires a lot of Perscription Refills. A simple example is a perscription of Clindamycin â€“an antibiotic to treat bacterial infections. 42 capsules were $30.08. With the perscription discount card the price was reduced to $16.86 or almost 1/2 the price. A big savings. Thanks for this great discount card.!"
"I can only buy prescriptions on a cash basis and was able to save close to 60% at Walmart. They did not think the card would work but finally had the supervisor show them how to enter it. It worked great and saved me $50 on the visit and will save me about $200 over the next year. Thank you!"
"On August 19, 2012, before leaving to Walmart to pick up my prescription, I searched the internet and I found RXFreeCard.com. I printed the card and went to Walmart. What a surprise when I saw the price printed in my receipt, that I had to ask if the price was correct, the attendant told me; yes, that price is correct and your prescription is for 90 days. I only paid $26.32, I couldn't believe it. Once I got home I posted this story in my FB, so my 1500 friends, could realize this program exist. Thank you very much RXFreeCard.com"
"Unbelievable!! My health insurance won't kick in for 2 more weeks, so I was especially interested to see how your card would work. I got a chance to try it out last night. I was about to pay $27.88 for a prescription when I gave the pharmacist my new RxFree Card. It dropped the price to $10.24! Woo Hoo! I'm a fan for life. THANK YOU SO MUCH FOR THIS FABULOUS SERVICE!"
"The discount card reduced my Amlodipine prescription by $70. "
"OMG! This card saved me over 50% on my prescription at WalMart. This is no joke, I want to thank RX Freecard, as I just did this on a whim, and was pleasantly surprised to find that it works, just as they say. Thanks a million!"
"Hello and Thanks! Does this card ever expire, and if so, can it be renewed? I'd hate to have it expire! This card brings my generic down from $166 per month to a mere $32.00 per month. Adds up to $1,608 in a year Thanks again!"
"I used it today at Walgreens and saved $70. That card is phenomenal!!!"
"Wow! I am impressed. I thought I might save a buck or two at the most. I was surprised to find they gave me a discount of over $10 on a prescription that only cost $16 originally. Thank you very much. I have already begun to spread the word about your card to anyone that will listen. I think this is the best FREE item I have ever recieved from the internet and I have been using the internet since the days of Dial up only service. (Thats a long time.)"
"I just picked up my prescription at CVS. Normally my medication runs $230 a month, but with your card, TODAY my prescription was only $31! I just can't thank you enough. Anyone who is skeptical...I assure you it is for REAL. "
"I just wanted to say thank you. I can't believe how affordable my meds are with this card. My family could not afford COBRA after my husband lost his job and I have a medication that I have to take for the rest of my life that is so expensive. I was nervous that I would have to stop taking it until I found this program. We just filled a script that was $142 and we got it for $29!! Thank you Thank you Thank you. I now know I will have my meds!"
"The company I work for recently dropped our insurance. Three days later I was diagnosed with a pseudo tumor and had to pay for my prescription out of pocket. While searching the internet for the cost of the pills, I came across the RxFreeCard. I printed a copy and went to Walgreen's to purchase my prescription. I was amazed, the RxFreeCard saved me 60 % and was cheaper than my previous insurance prescription copay. I highly recommend the RxFreeCard, it saves you money and "IT'S FREE"."
"I was a bit skeptical at first. But I printed the card out anyway and took it to my neighborhood Walgreen's. The pharmacist told me I'd save about $8 off my prescription. I was thrilled! Thank you so much!"
"I saved over 60% on three of my medications and 24% on the other. That was a savings of over $40. This card is great!"
Carl V. Florida
" For the first time ever, I was able to save on a prescription for one of my dogs. An antibiotic, that would have cost around $35, was only $20, saving me $15! I'm very impressed!"
3.4 Million Seniors Hit Medicare 'Doughnut Hole'
THURSDAY, Aug. 21 (HealthDay News) -- In 2007, about 3.4 million Americans enrolled in the Medicare Part D drug plan reached a gap in their prescription coverage known as the "doughnut hole," leading some of them to stop taking prescribed drugs, says a Kaiser Family Foundation study released Thursday.
The analysis of data found that 26 percent of Part D enrollees who filled any prescriptions in 2007 reached the coverage gap. This includes 22 percent who were stuck in the gap for the remainder of the year and 4 percent who eventually received catastrophic coverage. When they applied this estimate to the all Part D enrollees, the study authors concluded that last year about 3.4 million beneficiaries (14 percent of all Part D enrollees) reached the coverage gap and faced paying full cost for their prescriptions.
Enrollees prescribed drugs for serious chronic conditions had a much higher risk of a gap in coverage under the Part D plan. For example, 64 percent of enrollees taking medications for Alzheimer's disease reached the coverage gap, along with 51 percent of those taking oral anti-diabetic medications and 45 percent of those taking antidepressants. The data analysis didn't include beneficiaries who receive low-income subsidies, because they don't face a gap in coverage under their Medicare drug plan.
The study authors also found that some patients altered their use of prescription drugs when they reached the coverage gap and had to pay the full cost of their medications. The researchers looked at eight classes of drugs used to treat a variety of common conditions and found that 15 percent of Part D enrollees who reached the gap stopped their drug therapy, 5 percent switched to another medication in the same class, and 1 percent reduced the number of drugs they were taking in the class.
"The Medicare drug benefit has produced tangible relief for millions of people, despite the unusual coverage gap that was created to make the benefit fit within budget constraints," Kaiser CEO and President Drew Altman said in a news release. "But if a new president and Congress consider changes to the drug benefit, it will be important to keep in mind that the coverage gap has consequences for some patients with serious health conditions."
Alternatives to High Priced Health Insurance
Most Americans are struggling to afford health insurance. In just the past few years, the cost of buying health insurance for your family has skyrocketed. I was talking with an insurance agent recently, who told me it's not unusual at all for his clients to be paying $1,000 to $1,400 per month for their family to be covered.
I don't know many people who can easily afford those kinds of monthly insurance payments. Most who are paying them are making major sacrifices in other areas. The vast majority of Americans put health coverage very high on their list of priorities, so the other things that get left behind might surprise you. No question, the quality of life is far lower for many people now that they pay so much to be insured.
Meanwhile, many employers are cutting back their employees' insurance coverage. Professions that once paid all their employees' health insurance premiums -- like teachers and firefighters -- are finding the employee footing the bill for larger and larger portions of their insurance.
How are people coping? Many Americans simply don't have health insurance anymore. That's a big problem not only for families, who often put off going to the doctor, but also for society in general. People who hesitate buying medicine or seeing a doctor often end up very sick in hospital emergency rooms.
Others are simply reducing the amount of health insurance they have. They pay a larger portion of their doctor visits and prescription medicine costs. If you are a young adult, it may not make a lot of sense to pay huge insurance premiums to be covered for major illnesses that you are very unlikely to experience.
There are a growing number of health insurance plans that let you pick and choose the areas of coverage you want to pay for. While this practice was prohibited in many states, more and more places are seeing the wisdom and necessity of this approach.
Even more pressing than the cost of health insurance is the cost of buying prescription medicines. Many people simply can't afford the spiraling cost of the medicines they need. Others might insist, willingly lowering their standard of living just to afford overpriced medicine.
The solution to this problem increasingly has nothing to do with insurance. Organizations use their large pool of members to negotiate big discounts on prescription drugs at thousands of chain and independent pharmacies nationwide. Typically you can save up to 60% off generic drugs and up to 15% off name-brand drugs.
This is a big advantage for the elderly, families, businesses, organizations, and anyone who wants to lower their cost of medicine. Additionally, some programs also cover medicine for your pets. If you often care for an ill animal, this can save you a lot of money over time.
Unlike insurance, discount drug programs are often very low cost or free. Pharmacies participate in the discount programs to encourage you to buy from them. It's a win-win for both you and the medical industry.
Susan Castrianni is founder of RxFreeCard.com. Get your FREE Discount Drug Card, then get big discounts for you and your pets at pharmacies everywhere! This is NOT insurance, but a welcome alternative to high premiums. Reach Susan at firstname.lastname@example.org.